How affordable is the Miami Valley? This page tracks the everyday costs that decide it: what a median-priced home’s mortgage payment takes of a typical income, what electricity, natural gas, gasoline and groceries cost, and how they add up. Each figure updates on its own as new numbers come in, from public sources, and links to its full history, chart, methodology and data.
Recent updates
- Part of Harrison Township Pays the 3rd-Highest Property Tax Rate in Ohio. Here’s Why
- Dayton Asking Rents Rose 66% in a Decade, Faster Than Paychecks and Faster Than the U.S.
- Typical Dayton-Area Rent Was $1,320 in September 2026, vs. $1,932 Nationally
- 60% of Fixed Electric Offers for Dayton Homes Cost More Than AES Ohio’s Default Rate. Here’s How to Read Them
- Same $300,000 House, $420 a Month Apart: Where a Miami Valley Mortgage Goes Furthest
- A Dollar Goes About 8% Further in the Dayton Area Than the U.S. Average
About these numbers
Utility rates are the supply rates on the Public Utilities Commission of Ohio’s Energy Choice Ohio charts for AES Ohio and the former CenterPoint Energy Ohio territory; gas prices are the U.S. Energy Information Administration’s Midwest average; grocery prices are Bureau of Labor Statistics U.S. averages; the mortgage payment uses our MLS sale prices, Freddie Mac rates and Census income estimates. Regional and national figures are labeled as such. Each page explains exactly how its number is built.