A median-priced home’s mortgage payment, a month’s energy supply and a month of gasoline, as a share of Montgomery County’s median household income.
Montgomery County: 25.9% in November 2026. From a year earlier: n/a.
Next update: December 2026 figures, expected around Dec 4, 2026.
| November 2026 | November 2025 | Change | |
|---|---|---|---|
| Montgomery County | 25.9% | n/a | n/a |
About this data
Three monthly costs added together and divided by Montgomery County’s median household income (Census Bureau Small Area Income and Poverty Estimates; the latest year carries forward until the next is published): principal and interest on a median-priced home with 20% down (our mortgage payment share page), the energy supply cost of a home using 1,000 kWh of electricity and 70 Ccf of natural gas at the default rates, and 40 gallons of regular gasoline at the Midwest average price (about 12,000 miles a year at 25 miles per gallon). For each month, the most recent available figure of each input is used. Property taxes, insurance, utility delivery charges, food and everything else a household spends on are not included, so this understates total costs; it is meant to show how these three move together.
Source: Dayton Report, from Freddie Mac, U.S. Census Bureau, Dayton REALTORS® MLS, PUCO and EIA data, Mortgage payment share, energy supply cost and Midwest gas price. Updated November 4, 2026, monthly. Download the data (CSV).