Over the past 12 months Kettering has logged 804 home sales at a median price of $255,000, and the upper end of that market keeps showing depth. The $640,000 sale of 4010 Ridgeway Road, on more than an acre with a detached four-car garage, ranks 18th of all 804.
A $640,000 Closing on a Dead-End Street in West Kettering
The house at 4010 Ridgeway Road closed on November 4, 2026 for $640,000 after 24 days on the market. It was listed at $650,000, so the sale landed 1.5 percent, or $10,000, under the asking price. That is a narrow gap for a home at this level.
The numbers around it are what make the sale worth a close look. Over the past 12 months, Kettering has recorded 804 sales with a median price of $255,000. At $640,000, this sale came in 151 percent above that median. It ranks 18th of 804, which puts it in roughly the top 2 percent of everything that has closed in the city over the past year.
The property is a 1941 build with three bedrooms, four full baths and 2,547 square feet. It sits on more than an acre in West Kettering, along a quiet dead-end street. The listing pairs a renovated kitchen and a finished lower level with a detached four-car garage and a large outdoor entertaining area. It is a combination that rarely appears together in one address.
That mix, and the price it brought at closing, says something about how buyers in Kettering are valuing land, garage space and updated older homes. A house like this does not trade often, and when one does, it gives appraisers, owners and agents a fresh data point at the top of the market.
More Than an Acre, and Room for Six Vehicles
The lot is the first thing the listing leads with, and for good reason. The home sits on over an acre, which is a very different scale from the compact lots that define much of the surrounding housing stock. Privacy comes built in, and the dead-end street means the setting stays quiet.
Then there are the garages. The property has two of them, with room for up to six vehicles in total. The larger one is a detached four-car garage, which the listing pitches squarely at the car enthusiast or collector. Four bays in a separate building is a feature most buyers in this price range will never see on a tour, and for the right person it is the main reason to buy.
Above that detached garage, the listing describes a large unfinished space. As it stands it works as storage, and the listing frames it as a place for future possibilities. Nothing about that space is finished, so any use beyond storage would be the next owner’s project. Still, square footage that already has a roof, walls and a foundation under it is a head start that raw land does not offer.
Outdoors, the property adds an expansive patio and a covered gazebo, which the listing describes as a private retreat for entertaining and evenings at home. Between the acre of land, the patio and the gazebo, the outdoor space reads as an extension of the living area rather than an afterthought. Buyers comparing Kettering homes tend to weigh the yard heavily, and this one gave them a lot to weigh.
A Renovated 1941 House With Two Primary Suite Options
Inside, the house is a three-bedroom, four-bath layout covering 2,547 square feet. Four full baths against three bedrooms is a generous ratio, and it means the home was set up for convenience as much as for size.
The kitchen is the renovated centerpiece. The listing points to custom cabinetry, granite countertops, stainless steel appliances and a hidden walk-in pantry. Kitchens are where older homes most often lose buyers, so a fully updated one in a 1941 house lets the character of the build stay while the daily routine runs on modern finishes.
The spacious primary suite includes a private bath with dual vanities and two closets. On the first floor, a separate bedroom with an adjacent full bath offers a second primary suite option. That arrangement gives the home real flexibility, since a main-level bedroom with its own bath can serve guests, a relative who wants to avoid stairs, or a home office that needs a door that closes.
The finished lower level adds still more room. It holds a second living area, a speakeasy-style space the listing describes as stylish, a bonus office or recreation room, and another full bath. Put together, the lower level turns a three-bedroom house into one that can host a crowd, keep a work-from-home setup apart from family space, and still leave room to spread out.
Taken together, those details explain how a 2,547-square-foot house reached $640,000. The sale works out to $251 per square foot, and that figure reflects the acre, the garages and the renovation work as much as the living space itself.
Where $640,000 Sits Among Kettering’s Sales
Set against the city’s year, the result stands out. Kettering’s median sale price over the past 12 months is $255,000, and the median price per square foot is $168. This sale closed at $251 per square foot, which is $83 above that median, or about 49 percent higher on a per-square-foot basis.
The gap is smaller per square foot than it is in total price, and that is worth noticing. A big house usually costs more in total because it has more square footage, but it often sells for less per foot. Here, the per-foot figure is still far above the city’s typical level. Buyers were paying for the lot, the garage and the finishes, and not just for the size of the house.
The rank tells the same story. Across 804 sales, this one placed 18th. The highest sale in Kettering over the period reached $1,420,000, so the top of the market has real range, and 4010 Ridgeway Road sits in the group of homes that closed well up that ladder. Only 17 sales in the past year closed at higher prices.
The days on market add one more data point. This home sold in 24 days, exactly matching the Kettering median of 24 days. A house priced at two and a half times the median price moved at the same speed as the typical Kettering listing, which says that demand for well-presented homes at the upper end is holding up.
The Closest Comparables
Among recent nearby sales, two stand out as the nearest comparisons for size. On November 4, 2026, the same day this sale closed, a four-bedroom home on Marcus Circle sold for $406,000. It has 2,882 square feet, which is 335 more than 4010 Ridgeway Road, yet it closed $234,000 lower. That works out to about $141 per square foot, against $251 here.
The next comparison is a four-bedroom home on Santa Rosa Drive with 2,188 square feet, which sold for $320,000 on November 3, 2026. At roughly $146 per square foot, it is closer to the Kettering norm. The Ridgeway Road sale was exactly double that price for a house about 359 square feet larger.
What explains the spread is not the number of bedrooms, since both of those homes have more than this one, or the square footage alone. It is the package: more than an acre of land, a detached four-car garage, a renovated kitchen, a finished lower level with its own bath and an entertaining area outside. Those are the features the listing leads with, and they are the ones that separate this sale from the rest of the week’s closings.
Other sales that week show where much of the everyday market sits. Three-bedroom homes under 1,100 square feet closed on November 4 and 5 at $189,000 and $205,000. That is the Kettering most buyers are shopping in, and it helps explain why a $640,000 result reads as an outlier on the high side rather than a typical day.
Twenty-Four Days, $10,000 Off, and What That Pace Says
The listing went to market at $650,000 and closed at $640,000. A discount of 1.5 percent is small at any price, and on a home of this size and uniqueness it suggests the asking price was well matched to what buyers were willing to pay. There was no long stretch of price cuts and no extended wait.
The pace matters as much as the price. Homes with unusual features can take longer to sell, because the pool of buyers who want a four-car garage and an acre of land is smaller than the pool who want a standard three-bedroom. This one found its buyer in 24 days, in line with the typical Kettering listing, and sold within a few thousand dollars of its ask.
That result also gives sellers in the area something concrete to work from. A property with distinctive features, priced with the market in mind, can sell at a pace that matches the neighborhood average even at the high end of the price range. It does not guarantee the same outcome for the next listing, but it shows that the buyer pool at this level is active.
For the buyer, a $10,000 reduction on the list price brings the cost per square foot down to $251 from about $255. Small numbers, but they illustrate the kind of negotiation that played out: a seller who priced seriously, and a buyer who responded with a serious offer.
What the Sale Means for Kettering
Kettering’s housing market is anchored by a median price of $255,000 and a steady volume of sales, with 804 closings over the past year. A sale at $640,000 shows that the upper tier of that market is not just theoretical. Buyers will pay a significant premium for land, garage space and updated interiors, and they will do it quickly when the home is priced correctly.
The listing places the home in West Kettering, on a quiet dead-end street and a short drive from Oakwood, shopping, dining and parks. That location is part of the appeal and part of what made the price possible. Proximity to neighboring communities and everyday amenities, combined with the privacy of a large lot, is a pairing buyers rarely find at the same address.
A result like this one also matters for the neighborhood’s older homes. Built in 1941 and renovated, the house shows that mid-century and earlier construction can command strong prices when the kitchen, baths and lower level have been thoughtfully updated. Owners of similar homes in Kettering can see what the market pays when condition, lot size and layout align.
For the Miami Valley more broadly, the sale adds to the picture of a housing market that has room at every level, from the sub-$200,000 homes that make up much of the week’s closings to the top-20 sales that set the high marks. Each tier supports the others, and 4010 Ridgeway Road is a well-documented example of what the top of the Kettering market looks like right now.
Recognizing the Professionals Behind the Outcome
Listing agent Walt Gibler of Coldwell Banker Realty brought the home to market, and Kendra Osborne of Glasshouse Realty Group represented the buyer. Results like this come from careful pricing, strong presentation and steady work through closing, and both sides of the deal deserve recognition.
Listing data courtesy of Dayton REALTORS® MLS. Information deemed reliable but not guaranteed.
More Common Questions About Kettering
Here are answers to some practical questions about this sale and the Kettering housing market.
What did 4010 Ridgeway Road sell for?
The home sold for $640,000 on November 4, 2026. It was listed at $650,000, so it closed $10,000, or 1.5 percent, below the asking price.
How does the sale compare with the typical Kettering home price?
Over the past 12 months, Kettering recorded 804 sales with a median price of $255,000. At $640,000, this sale was 151 percent above that median and ranks 18th of 804 sales.
How quickly did the home sell?
It sold in 24 days, which matches the Kettering median of 24 days on market over the past 12 months.
What features did the home offer?
The 1941 home has three bedrooms, four full baths and 2,547 square feet on more than an acre. It has a renovated kitchen, a first-floor bedroom with an adjacent full bath, a finished lower level with a second living area and a bonus room, and two garages with room for up to six vehicles, including a detached four-car garage. Outside are a patio and a covered gazebo.
What was the price per square foot?
The sale works out to $251 per square foot. The Kettering median over the past 12 months is $168 per square foot.
How did nearby sales compare?
A four-bedroom home with 2,882 square feet on Marcus Circle sold for $406,000 on November 4, 2026, and a four-bedroom with 2,188 square feet on Santa Rosa Drive sold for $320,000 on November 3, 2026. The Ridgeway Road sale came in well above both.
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