From Freddie Mac, U.S. Census Bureau and Dayton REALTORS® MLS data for October 2026.
The median-priced home sold in Montgomery County in October 2026 went for $200,000. With 20% down and that month’s average 30-year fixed rate of 7.33%, principal and interest came to about $1,100 a month, or 19.9% of the county’s median household income of $66,349 (Census estimate for 2024).
On the same basis: Greene County 23.7%, Miami County 23.1%, Warren County 24.8%.
See the full history and data on Dayton by the Numbers →
Taxes, insurance and mortgage insurance are not included, so actual housing costs are higher.
Source: Freddie Mac, U.S. Census Bureau and Dayton REALTORS® MLS, Primary Mortgage Market Survey, Small Area Income and Poverty Estimates, and closed sales. How the figures are built: methodology. Based on information from Dayton REALTORS® MLS for the period November 1, 2025 through October 31, 2026. Analysis by Dayton Report.
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